January 27th, 2007
I hope your experience with the Ice Storm of 2007 was safe and warm. We will be working from our home office and will have our phones forwarded to our cell phones for your conviencence. Pls. let us know if we can be of assistance.
Regards,
~jonse
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September 1st, 2006
Our office will be closed for the observance of Labor Day. For emergencies, pls. call Jonse @ 512-845-3848. Have a safe and Happy Holiday.
~Jonse
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July 11th, 2006
1. Don’t Leave the Scene.
2. Call for medical assistance if there are injuries.
3. Call the police.
4. Exchange insurance information as well as license plate number and registered owner information.
5. All collision with personal injury need to be reported to the police and insurance company immediately. Do not make statements to the other insurance company involved until you have talked to your own insurance company and adjuster.
6. If the collision doesn’t involve personal injuries police may direct motorists to a local police station or take a statement over the phone. Get the report number and request a copy.
7. Never pay cash for a claim to the other person involved in the accident at the scene. Don’t pay cash to the tow truck driver without a receipt (you may be reimbursed by the insurance company).
8. Look for witnesses. Record the names of any witnesses who saw what happened. These people are very important if your participation in the accident is questioned at a later date. Preferably look for people that are not in your car and were situated near the accident scene at the time and saw what happened.
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June 28th, 2006
Thursday, June 29, 2006
One of the most common questions our office is asked these days is do I have enough coverage to rebuild my home in the even of a total loss. There are many ways to calculate this. Farmers uses a national replacement cost program through Marshall & Swift. They are a leading company in determining replacement cost values. By providing this vendor with all the structural information on the home, we can provide a minimal replacement value. We can always insure the property for more if we feel the home has more special features.One thing to keep in mind when determining values. We are not looking to insure the home for market value, but what would it cost to rebuild the home. Due to increasing values in homes throughout Central Texas, most homes are worth much more than they cost to build. Our goal is to find a balance between these 2 numbers.
Our agency would be more than happy to sit down and review the features and specifications of your home and help determine what this value truly is. We want to rest well at night knowing you are covered properly. Please call us so we can set an appointment or simply email us at jjonse@farmersagent.com .
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May 4th, 2006
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10 Great Questions to ask your agent!
1. How much of my personal items are covered?
2. Is there a discount for a non-smoker?
3. Is there a discount for protective devices?
4. Is there a new home discount?
5. How much will a higher deductible save each year?
6. Do you have your own claims department?
7. Will you make sure that my coverage grows with the value of my home and inflation?
8. If you insure my home, will I get a discount on my car and my home insurance?
9. If you have a total loss, would my coverage be enough to rebuild and replace my home and replace my belongings?
10. Do I need flood insurance? |
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May 4th, 2006
We look forward to bringing you breaking news, consumer tips, and the latest on NEW DISCOUNTS as they become available!
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